More Ways to Save Money

Physical, occupational and speech therapies

Preferred Provider Organization, or PPO, health plan members don’t have to meet a deductible for in-network, outpatient physical therapy, speech therapy and occupational therapy. You only pay coinsurance.

Cardiac rehabilitation

Health plan PPO members pay no deductible or coinsurance for in-network, outpatient cardiac rehabilitation services. Consumer-driven Health Plan, or CDHP, members pay the deductible but no coinsurance.