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Nashville –The Tennessee Department of Education (TDOE) is excited to take the first step in implementing the federal education tax credit program and to expand opportunities for students across all educational settings. The preliminary interest form for the federal education tax credit is now open to interested Scholarship Granting Organizations (SGOs). Tennessee is one of 30 states that have made an advanced election to participate thus far.

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Beginning Oct. 15, Tennesseans must obtain a free burn permit before burning leaves or natural debris or conducting prescribed burns. As wildfire season begins, the Tennessee Department of Agriculture Division of Forestry (TDF) encourages residents and visitors to observe National Fire Prevention Week by practicing fire prevention and exercising extra caution when burning outdoors.

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The Commissioner of Financial Institutions hereby announces that the maximum effective rate of interest per annum for home loans as set by the General Assembly in 2025, Public Chapter 290, for the month of November 2026 is 11.37 percent per annum. The maximum effective rate of interest per annum for home loans shall be set at an amount equal to four (4) percentage points above the average prime offer rate (APOR), as defined in 12 CFR 1026.35, that applies to a thirty-year fixed loan, as published by the Federal Financial Institutions Examination Council (FFIEC), or its successor federal entity. For the most recent APOR statistical data available preceding the date of this announcement, the calculated rate is 7.37 percent.

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