2025 Annual Enrollment
State and Higher Education Employees:
Oct. 3-17, 2025
Local Education and Local Government Employees:
Oct. 3-31, 2025
Retirees:
Oct. 3-31, 2025
A full menu of benefits, served with peace of mind
Annual Enrollment is your chance to choose your Partners for Health plan benefits or make changes in your selections that are effective the following Jan. 1.
For MOST benefits*, if you don’t want to make changes, you don’t have to do anything during Annual Enrollment. If you’re enrolled now and don’t make changes, you’ll continue enrollment in the same plan options for medical, dental and vision products, and you’ll pay 2026 employee premium amounts.
Networks, providers and benefits may change and impact you. We encourage you to review your medical, dental and vision network options each year. It’s also a good idea to review your enrollment selections each year in Edison. You are not required to enroll in health insurance or make changes. As an active employee, no premium dollars will be deducted from your paycheck for any coverage in which you choose not to enroll or re-enroll.
*State and higher education employees: Flexible spending accounts require you to enroll each year.
Select Your Benefits
Starting Oct. 3, go to www.edison.tn.gov to review your benefits and make benefits changes.
Find step-by-step enrollment login instructions under Enrollment Materials. For password reset help, call Edison at 866.376.0104.
Secure Your Peace of Mind
On our homepage, click the Questions? button to ask our help desk a question.
Click the green Help button found at the bottom of each webpage to live chat during normal business hours.
Call Benefits Administration at 800.253.9981 or 615.741.3590, M-F, 8 a.m.-4:30 p.m. CT.
2026 Comparison Charts
- 2026 Health Options — State and Higher Education
- 2026 Health Options — Local Education and Local Government
- 2026 Dental Options — All Members
- 2026 Vision Options — All Members
Health insurance premium information is provided for all three plans (state, local education and local government) for active employees, retirees and COBRA participants. Select your category from the list below. Active state and higher education employees will see your premium as well as the amount the state pays for your coverage. For local education and local government, the premium amounts are the total premium before your employer contributes any money, if they do contribute. Your agency has a benefits coordinator trained to help employees in their insurance needs and options. This coordinator can provide you with specific premium information, including how much your employer may contribute to your premium and your employee deductions.
2026 Premiums
State Plan
Local Education Plan
Local Government Plan
Dental Insurance
The state pays one-half of dental coverage premiums (all coverage tiers) for active central state government and state higher education employees. This premium funding change automatically occurs in Edison. Local education and local government employees are eligible for coverage if your agency chooses to offer it. State offline agency employees, local education and local government employees and retirees pay the full monthly premium. Check with your agency benefits coordinator to find out if you’re eligible.
Vision Insurance
Members pay the full monthly premium.
2026 Premiums
The state pays 100% of the premiums for employee basic term life/basic accidental death and dismemberment insurance. This change automatically occurs in Edison. Employees of state offline agencies should consult with their agency benefits coordinator about premiums.
Employees can buy voluntary accidental death and dismemberment insurance to give additional protection if the employee or employee’s covered dependent’s death or dismemberment is due to an accident. This is in addition to the employee basic AD&D coverage. Employees pay the full monthly premium.
Employees can buy voluntary term life insurance for themselves, their spouse and their children. Employees pay the full monthly premium.
- Employee Basic Term Life/Basic AD&D
- Employee and Dependent Voluntary Term Life
- Employee and Dependent Voluntary AD&D
Supplemental medical insurance coverage for retirees with Medicare is available. The state pays part of the monthly premium for retired state employees and schoolteachers with 15 or more years of service.
- COMING SOON
Members pay the full monthly premium for short-term disability insurance coverage.
The state pays the full monthly premium for long-term disability insurance option 3 for active central state government and state higher education employees. Employees can choose LTD options 1, 2 or 4, but will pay the full monthly premium for these options. Employees of state offline agencies should consult with their agency benefits coordinator about premiums.
Newly enrolled members and members who change their medical or vision plans will receive new ID cards for 2026. If you do not change your medical, dental health maintenance organization or vision plan, you will not get a new ID card. Cigna will send DHMO cards to new subscribers, and MetLife will send dental preferred provider organization cards to all subscribers.
Newly enrolled medical plan members, members who changed their last name and members moving accounts will receive a new pharmacy ID card.
All newly enrolled Consumer-driven Health Plan or Local CDHP, medical flexible spending account and limited purpose FSA members will receive a new debit card from TASC to use starting Jan. 1, 2026.
For state and higher education employees: If you have both an HSA and a limited purpose FSA, you will use the same debit card for both accounts.
Local education and local government employees: If you have an HSA and your agency has an independent contract with TASC for your limited purpose FSA, you will have two separate cards.
- BlueCross BlueShield: ID cards will be mailed by Dec. 15, 2025.
- Cigna (both medical and dental): ID cards will be mailed between Dec. 9-16, 2025.
- CVS Caremark: ID cards will be mailed between Dec. 11-15, 2025.
- MetLife Dental: ID cards will be mailed between Dec. 9-16, 2025.
- EyeMed: ID cards will be mailed by Dec. 17, 2025.
- Optum Behavioral Health: ID cards will be mailed by Dec. 15, 2025.
- TASC: HSA/FSA debit cards will be mailed between Dec. 10-31, 2025. (They’ll arrive in an unmarked envelope.)
Members can request additional cards by contacting their vendor(s) or by using a vendor’s mobile app. Find vendor contact information on the Benefits Contact Information webpage.