The ESA student application for the full 2026-27 school year has closed. The ESA student application for the second semester will open on September 1, 2026, at 12 p.m. CT and will close on October 15, 2026, at 4 p.m. CT. The second semester award amount is half of the full year award, and students will begin attendance in January 2027.

Tennessee Education Savings Account (ESA) Program

ESA Award Amounts for 2026-27 School Year:
Hamilton County Schools: $10,093.89
Metro Nashville Schools: $10,132.54
Memphis-Shelby County Schools: $10,132.54

ESA Allocation Schedule for 2026-27 Full-Year Enrolled Students

Allocation Dates: Allocation Percentages:
August 4, 2026 Quarter 1 – 50% ESA Funds Disbursed
October 1, 2026 Quarter 2 – 20% ESA Funds Disbursed
January 5, 2027 Quarter 3 – 20% ESA Funds Disbursed
March 1, 2027 Quarter 4 – 10% ESA Funds Disbursed

What is the ESA program?

The ESA program allows eligible students who are zoned to attend Memphis-Shelby County Schools, Metro Nashville Public Schools, Hamilton County Schools, or a school that was in the Achievement School District (ASD) on May 24, 2019, to use state and local money toward education expenses, including tuition and/or fees at approved participating non-public schools.

The Tennessee Education Savings Account Program (ESA) was established and guided by state law, Tenn. Code Ann. 49-6-2601 et al. and State Board of Education Rule 0520-01-16

Contact Information

For Application Questions: ESA.Applications@tn.gov

For Enrollment and School Questions: ESA.Questions@tn.gov

For Finance Questions: ESA.Finance@tn.gov

ESA Key Dates


September 1, 2026: Second Semester Only Student Applications Open at 12 p.m. CT – Projected

September 17, 2026: Family Office Hours (1-2 p.m. CT)

October 1, 2026: Quarter 2 Funding Event (20% disbursement) - Projected

October 15, 2026: Second Semester Only Student Applications Close at 4 p.m. CT

November 16, 2026: School Enrollment Verification in Portal Deadline for Second Semester Only

December 10, 2026: Family Office Hours (1-2 p.m. CT)

December 15, 2026: Deadline for Account Holder Contracts/Expense Budgets for Second Semester Only

Please see the full 2026-27 ESA Calendar of Events here.

ESA Timeline Graphic