Publications

• BlueCross BlueShield Network S (2024)
  
• BlueCross BlueShield Network P (2024)
  
• Cigna LocalPlus Network Volume 1 (2024)
  
• Cigna LocalPlus Network Volume 2 (2024)
  
• Cigna Open Access Plus Network Volume 1 (2024)
  
• Cigna Open Access Plus Network Volume 2 (2024)

• 2024 New Hire Guide — State and Higher Education  
• 2024 New Hire Guide — Local Education  
• 2024 New Hire Guide — Local Government  
• 2024 New Hire Guide — Employees of State Offline Agencies  

• 2023 New Hire Guide — State and Higher Education  
• 2023 New Hire Guide — Local Education  
• 2023 New Hire Guide — Local Government  

• State and Higher Education Guide for Continuing Insurance at Retirement
• Local Education Guide for Continuing Insurance at Retirement 
• Local Government Guide for Continuing Insurance at Retirement 

Current Year

• 2024 BlueCross Member Handbook
• 2024 Cigna Member Handbook

Last Year

• 2023 BlueCross Member Handbook
  
• 2023 Cigna Member Handbook

• CVS Caremark Handbook
• Performance Drug List
  
• Medications Requiring Prior Authorization
• Maintenance Tier Drug List
• Pull out Guide — Premier PPO
• Pull out Guide — Standard PPO
• Pull out Guide — Limited PPO
• Pull out Guide — CDHP/HSA
• Pull out Guide — Local CDHP/HSA
• Pharmacy Benefits as a Result of Health Reform

• Delta Dental DPPO Handbook -2025
  
• Delta Dental Orthodontic Information (effective 1/1/24)
  
• Delta Dental DPPO Benefit Summary
• Delta Dental DPPO Certificate of Coverage (effective 1/1/2024)
• Delta Dental DPPO Mobile App Flyer
  
• Delta Dental DPPO Teledentistry Flyer
• Delta Dental Understanding Your EOB

• Cigna DHMO Handbook (2025)
  
• Cigna DHMO Lab Fees Flyer
  
• Cigna DHMO Ortho in Progress for New Members 
• Cigna DHMO Dentist Nomination Form
• Cigna DHMO Certificate of Coverage (eff. 1/1/2024)
• Cigna DHMO Patient Charge Schedule (effective 1/1/2024)
• Cigna DHMO Patient Charge Schedule, AZ (eff. 1/1/2024)
• Cigna DHMO Patient Charge Schedule, CA (eff. 1/1/2024)
• Cigna DHMO Patient Charge Schedule, IL (eff. 1/1/2024)
• Cigna DHMO Patient Charge Schedule, TX (eff. 1/1/2024)
• Cigna DHMO Patient Charge Schedule, WA (eff. 1/1/2024)
• Cigna DHMO Summary of Dental Benefits & Coverage Disclosure – CA (2024)
• Cigna DHMO Identity Theft Program Flyer
  
• Cigna DHMO Teledentistry Flyer
  

• Securian (MN Life) Handbook (2025)
  
• Securian (MN Life) Term Life and AD&D Summary (2025) 
• Securian (MN Life) – Group Basic Term Life/AD&D Certificate (eff. 1/1/2024)
• Securian (MN Life) – Group Voluntary Term Life Certificate (eff. 1/1/2024)
• Securian (MN Life) – Group Voluntary AD&D Certificate (eff. 1/1/2024)
• Securian (MN Life) – Group Basic Term Life/AD&D Certificate (eff. 1/1/2023)
• Securian (MN Life) - Group Voluntary Term Life Certificate (eff. 1/1/2023)
• Securian (MN Life) - Group Voluntary AD&D Certificate (eff. 1/1/2023)
• Securian (MN Life) Benefit Scout Flyer
  
• Securian (MN Life) Lifestyle Benefits – Beneficiary Financial Coaching
• Securian (MN Life) Lifestyle Benefits – Legacy Planning Resources
• Securian (MN Life) Lifestyle Benefits – Travel Assistance
• Securian (MN Life) Lifestyle Benefits – Legal, Financial, Grief Resources
• Securian (MN Life) – Empathy Program for Beneficiaries
• Unum (Provident Life) Voluntary Universal Life FAQ

• MetLife Short-term and Long-Term Disability Handbook (2025)
  
• MetLife Short-term and Long-Term Disability Plan Summary (2025)
  
• MetLife STD Disability Insurance FAQ - Pregnancy
• MetLife State and Higher Education STD Insurance Certificate of Coverage (eff. 3/1/2021)
• MetLife Disability Claims Process Overview for State
  
• MetLife LTD Insurance Certificate of Coverage – Contributory (eff. 1/1/2024)
• MetLife LTD Insurance Certificate of Coverage – Non-contributory (eff. 1/1/2024)
• MetLife Disability Claims Process Overview for Higher Education
• MetLife Mobile App Overview Flyer
• MetLife Disability Benefit in Action Flyer
• MetLife Long Term Disability FAQ 2023
  
• MetLife Return to Work Flyer
• MetLife Short-Term Disability FAQ

• UMR The Tennessee Plan Brochure 
  
• UMR The Tennessee Plan Member Handbook 
• Plan Document (7/1/2023)
• UMR Understanding Your EOB
• UMR The Tennessee Plan Member Website Information
• UMR How to Use the Health Education Library
• UMR Mobile Application
• Part D Pharmacy Information

• EyeMed Handbook (2025)
  
• EyeMed Basic Plan Certificate of Coverage (eff. 1/1/2023)
  
• EyeMed Expanded Plan Certificate of Coverage (eff. 1/1/2023)
• EyeMed Basic Plan Certificate of Coverage for New Mexico Residents (eff. 1/1/2023)
• EyeMed Expanded Plan Certificate of Coverage for New Mexico Residents (eff. 1/1/2023)
• EyeMed Understanding Your EOB

• Overview
• EWS and Behavioral Health Services

For information on copays, coinsurance, deductibles and out-of-pocket maximums, please reference the Insurance Comparison Charts below.

2025 Comparison Charts

• 2025 Health Options — State and Higher Education
  
• 2025 Health Options — Local Education and Local Government
  
• 2025 Dental Options — All Members
  
• 2025 Vision Options — All Members

2024 Comparison Charts

• 2024 Health Options — State and Higher Education
  
• 2024 Health Options — Local Education and Local Government
  
• 2024 Dental Options — All Members
  
• 2024 Vision Options — All Members

2025

• State– 2025
• Local Education – 2025
• Local Government - 2025 

2024

• State– 2024
• Local Education – 2024
• Local Government - 2024

2023

• State – 2023
• Local Education – 2023
• Local Government - 2023

• Comparing Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) – 2024
  
• Comparing Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) – 2023
  

• COBRA Brochure
• HIPAA Privacy Notice
• Telehealth Flyer