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TN SHIP: Tennesseans' Medicare Resource

Contact us at 1-877-801-0044 or

The Tennessee State Health Insurance Assistance Program (TN SHIP) is a federally funded program that provides free and unbiased counseling and assistance to Tennessee's Medicare-eligible individuals, their families, and caregivers. We do not promote any insurance agency, and we maintain confidentiality with all of our clients. Whether you are new to Medicare or a seasoned beneficiary, our trained counselors can assist you with any and all of your Medicare questions.
Contact us at 1-877-801-0044 or email us at!

The Annual Enrollment Period is October 15th - December 7th. This is the time review your Prescription Drug Plan & Medicare Advantage Plan options for 2022. Click here to access the prescription drug plan worksheet and send it back to TN SHIP for a 2022 plan comparison from a trained, SHIP counselor. 

This project was supported, in part by grant number 90SAPG0069-02-00, 2001TNMISH-00, 2001TNMIAA-00, and 2001TNMIDR-00, from the U.S. Administration for Community Living, Department of Health and Human Services, Washington, D.C. 20201. Grantees undertaking projects with government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official ACL policy.

Medicare Tips

Protect your health with Medicare’s preventive benefits. Sign up at to track the preventive benefits you have used each year and remind you of benefits for which you are eligible. Visit for valuable benefit information. Here are a few highlights of the website: 

Medicare Prescription Drug Plan Finder
An interactive tool that allows you to narrow your search for a Medicare prescription drug plan based on your personal preferences such as cost, drugs covered, and participating pharmacies. 

Need help paying for your prescription drugs? You may be able to get extra help to pay for the premiums, annual deductible, and co-payments related to the Medicare Prescription Drug program. However, you must be enrolled in a Medicare Prescription Drug plan to receive this additional help. Call SHIP today to learn more. Forms, Help, and Resources

Centers for Medicare and Medicaid Services: Regulations and Guidance

Medicare Consumers and the Affordable Healthcare Act

Once you are eligible for Medicare you will need to disenroll from your Marketplace plan through the Affordable Care Act. Typically, your Marketplace plan will not work with Medicare. You will need to enroll in Medicare to avoid any penalties that may be assessed by not enrolling in Medicare timely. TN SHIP is available to help you make decisions with your Medicare health care coverage available in your area by looking at cost, convenience and coverage. 

Call 1-877-801-0044 for help. 

SHIP from State to State

Free, unbiased Medicare counseling is provided under a variety of names throughout the country. Tennessee's program is known as TN SHIP, or just SHIP, but the same or similar programs exist under other names in other parts of the country. For example, California calls its program the California Health Insurance Counseling & Advocacy Program, or HICAP. A list of programs and their contact information by state is available in a PDF format.


Looking for a meaningful, fulfilling volunteer opportunity with the aging and disabled population? TN SHIP has volunteer opportunities for you to assist consumers with understanding their Medicare and Medicaid benefits. Training is available across the state. Email us at for more information.