TN SHIP: Tennesseans' Medicare Resource


The Tennessee State Health Insurance Assistance Program (TN SHIP) is a federally funded program that provides free, unbiased counseling and assistance to Tennessee's Medicare-eligible individuals, their families, and caregivers. We do not promote any insurance agency, and we maintain confidentiality with all of our clients. Whether you are new to Medicare or a seasoned beneficiary, our trained counselors can assist you with all of your Medicare questions. To get started, please contact us at 1-877-801-0044, email us, or fill out the form below!

Open Enrollment Period

Medicare’s Open Enrollment Period is October 15th – December 7th. Whether you are new to Medicare or want to find your most cost-efficient plan for 2023, please fill out the Prescription Druga Plan worksheet(link the worksheet). This worksheet provides the necessary information that SHIP volunteers and staff need to prepare a personalized comparison. After completing, please mail, fax at 615-741-3309, or email the form to

TN SHIP OEP Worksheet

To find TN SHIP events near you, please click on either East TN, Middle TN, & West TN SHIP Events in the sidebar


Looking for a meaningful, fulfilling volunteer opportunity with the aging and disabled population? TN SHIP has volunteer opportunities for you to assist consumers with understanding their Medicare and Medicaid benefits. Training is available across the state. Email us at for more information.

Medicare Tips

Protect your health with Medicare’s preventive benefits. Sign up at to track the preventive benefits you have used each year and remind you of benefits for which you are eligible. Visit for valuable benefit information. Here are a few highlights of the website: 

Medicare Prescription Drug Plan Finder
An interactive tool that allows you to narrow your search for a Medicare prescription drug plan based on your personal preferences such as cost, drugs covered, and participating pharmacies. 

Need help paying for your prescription drugs? You may be able to get extra help to pay for the premiums, annual deductible, and co-payments related to the Medicare Prescription Drug program. However, you must be enrolled in a Medicare Prescription Drug plan to receive this additional help. Call SHIP today to learn more. Forms, Help, and Resources

Centers for Medicare and Medicaid Services: Regulations and Guidance

Medicare Consumers and the Affordable Healthcare Act

Once you are eligible for Medicare you will need to disenroll from your Marketplace plan through the Affordable Care Act. Typically, your Marketplace plan will not work with Medicare. You will need to enroll in Medicare to avoid any penalties that may be assessed by not enrolling in Medicare timely. TN SHIP is available to help you make decisions with your Medicare health care coverage available in your area by looking at cost, convenience, and coverage.

SHIP from State to State

Free, unbiased Medicare counseling is provided under a variety of names throughout the country. Tennessee's program is known as TN SHIP, or just SHIP, but the same or similar programs exist under other names in other parts of the country. For example, California calls its program the California Health Insurance Counseling & Advocacy Program, or HICAP. A list of programs and their contact information by state is available in a PDF format.

This project was supported, in part by grant number 90SAPG0069-02-00, 2001TNMISH-00, 2001TNMIAA-00, and 2001TNMIDR-00, from the U.S. Administration for Community Living, Department of Health and Human Services, Washington, D.C. 20201. Grantees undertaking projects with government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official ACL policy.