National Flood Insurance Program

Tennessee's Resource for Flood Management


Floods can happen anywhere. Most homeowners insurance does not cover flood damage. Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important assets — your home, your business, your possessions. The National Flood Insurance Program (NFIP) works with communities who adopt the voluntary program and enforce floodplain management regulations that help mitigate flooding effects.

Contact Us

If you have questions about floodplain management, flood insurance, or local NFIP requirements, your local floodplain administrator is the best source for community-specific guidance, permitting information, and flood risk details. Please reach out to your local floodplain administrator first, as they can provide the most accurate and timely assistance.

If your local floodplain administrator is unable to answer your questions, please complete the contact form, and a member of the TEMA NFIP team will follow up to provide additional support.