Premium Finance

A "Premium Finance company" is defined as “a person engaged in the business of entering into premium finance agreements or acquiring premium finance agreements from other premium finance companies.”

A “premium finance agreement” is defined as “an agreement by which an insured or prospective insured promises to pay to a premium finance company the amount advanced or to be advanced under the agreement to an insurer or to an insurance agent or producing agent in payment of premiums of an insurance contract, together with interest and a service charge as authorized and limited by T.C.A. 56-37.”



All Premium Finance Lender license applications, amendments, and renewal filings must be made through the Nationwide Multistate Licensing System and Registry (NMLS). Click HERE to access NMLS. 

Click HERE to access the TN Premium Finance Lender License Requirements Checklist in NMLS.


Licensing Contact Information
Phone: (615) 253-6714
Fax: (615) 253-7794