Financial Institutions

The Tennessee Department of Financial Institutions (TDFI)

News & Events
News
Tuesday, November 18, 2025 | 09:20am

NASHVILLE--Commissioner of Financial Institutions Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.00 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.00 percent as published by the Federal Reserve on November 17, 2025.

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News
Wednesday, October 15, 2025 | 09:06am

NASHVILLE--Commissioner of Financial Institutions Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.25 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.25 percent as published by the Federal Reserve on October 14, 2025.

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