Community Quick Links

Connect & Grow: Business Resources

Find tools and support for communities, small and underutilized businesses, microenterprises, and entrepreneurs—covering everything from advocacy and data collection to art, agriculture, and technology.

📌 Discover more at TN SmartStart.com!

Key: (f) federal, (s) state, (o) other

Easy access to essential tools and resources for entrepreneurs, small businesses, and communities:

📌 Still can't find it? Try TN SmartStart's resources and organizations.  

Connect to support and networks that help for communities, local organizations, and partners who want to help small and underutilized businesses, microenterprises and aspiring entrepreneurs thrive.

📌 Still can't find it? Try TN SmartStart's resources and organizations. 

What You Really Need to Know 

There’s a lot of misinformation out there about business grants! While some federal grants exist to support small and underutilized businesses, microenterprises and entrepreneurs, very few go directly to individual business owners. Most federal funding flows to nonprofits, government agencies, or educational institutions that, in turn, offer programs, services, or loans to these businesses.

In Tennessee, state incentives focus on job creation and capital investment within certain industry sectors. To qualify, companies must create jobs within a set timeframe and meet investment requirements. These incentives usually come as tax credits or job-training reimbursements—programs that most small businesses don’t qualify for. As a result, loans or self-financing often remain the most practical funding routes (see the TNSmartStart Guide).

Direct grants for small businesses are typically limited to three areas:

  • Value-added agriculture
  • Technology development and commercialization
  • Vocational rehabilitation or veterans’ self-employment programs (state and U.S. Veteran's Affairs) offers self-employment match grants. 

To search for available grants, visit to Grants.gov, a federal database of grants, or here for a mix of state and federal. A few more options have emerged that provide more of the private grant resources like Hello Alice.

📌 Grant tip: Not every “grant opportunity” is real. Avoid sites asking for sensitive data or payment, and stick to official, secure sources. If something seems off, report it right away to law enforcement or a trusted agency.

 

Your Credit: Your credit matters when it comes to funding for your business. Be sure to know where you stand by checking your credit - Free Annual Credit Report and Credit Repair Kit.

Nonprofits: Many people ask about setting up a nonprofit so they can apply for and receive grants. Nonprofits are not a that simple. Nonprofit assistance – United Way of Greater Knoxville (East TN), CNM, the Center for Nonprofit Management (Middle TN) and Tennessee Nonprofit Network (West TN)

📌 For more funding options, different legal structures, etc., visit TN SmartStart.