Healthcare Sharing Ministries

Insurance Division

Healthcare sharing ministries facilitate the sharing of medical expenses and are NOT insurance companies. Neither their guidelines nor plans of operation are insurance policies. If you join a healthcare sharing ministry, whether anyone chooses to assist you with your medical bills will be entirely voluntary. No other participant will be compelled by law to contribute toward your medical bills. Participation in the organization or a subscription to any of its documents should never be considered to be insurance. Regardless of whether you receive any payments for medical expenses or whether this organization continues to operate, you are responsible for the payment of your own medical bills.

To file a complaint against a healthcare sharing ministry with the Attorney General’s Office of Consumer Affairs, please visit this link

To verify the existence of a healthcare sharing ministry, contact the Secretary of State’s office.