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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE MARCH 21, 2023

    Tuesday, March 21, 2023 | 08:22am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.75 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.75 percent as published by the Federal Reserve on March 20, 2023.

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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE MARCH 14, 2023

    Friday, March 17, 2023 | 09:50am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.75 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.75 percent as published by the Federal Reserve on March 13, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

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  • COMMISSIONER GONZALES ANNOUNCES MAXIMUM EFFECTIVE RATE of INTEREST

    Tuesday, March 07, 2023 | 10:22am

    The Federal National Mortgage Association has discontinued its free market auction system for commitments to purchase conventional home mortgages. Therefore, the Commissioner of Financial Institutions hereby announces that the maximum effective rate of interest per annum for home loans as set by the General Assembly in 1987, Public Chapter 291, for the month of April, 2023 is 7.95 percent per annum. The rate as set by the said law is an amount equal to four percentage points above the index of market yields of long-term government bonds adjusted to a thirty (30) year maturity by the U. S. Department of the Treasury. For the most recent weekly average statistical data available preceding the date of this announcement, the calculated rate is 3.95 percent.

    news | Financial Institutions | Press Releases | tn | Formula Rates

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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE MARCH 7, 2023

    Tuesday, March 07, 2023 | 10:15am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.75 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.75 percent as published by the Federal Reserve on March 6, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE FEBRUARY 28, 2023

    Tuesday, February 28, 2023 | 07:55am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.75 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.75 percent as published by the Federal Reserve on February 27, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE FEBRUARY 22, 2023

    Wednesday, February 22, 2023 | 09:10am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.75 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.75 percent as published by the Federal Reserve on February 21, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE FEBRUARY 14, 2023

    Tuesday, February 14, 2023 | 11:03am

    COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE FEBRUARY 14, 2023

    news | Financial Institutions | Press Releases | tn | Formula Rates

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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE FEBRUARY 7, 2023

    Tuesday, February 07, 2023 | 10:38am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.60 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.60 percent as published by the Federal Reserve on February 6, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE JANUARY 31, 2023

    Tuesday, January 31, 2023 | 08:03am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.50 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.50 percent as published by the Federal Reserve on January 30, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

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  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE JANUARY 24, 2023

    Tuesday, January 24, 2023 | 03:00pm

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.50 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.50 percent as published by the Federal Reserve on January 23, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

    Read full story
  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE JANUARY 18, 2023

    Wednesday, January 18, 2023 | 01:13pm

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.50 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.50 percent as published by the Federal Reserve on January 17, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

    Read full story
  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE JANUARY 10, 2023

    Tuesday, January 10, 2023 | 08:34am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.50 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.50 percent as published by the Federal Reserve on January 9, 2023.

    news | Financial Institutions | Press Releases | tn | Formula Rates

    Read full story
  • COMMISSIONER GONZALES ANNOUNCES MAXIMUM EFFECTIVE RATE of INTEREST

    Wednesday, January 04, 2023 | 09:31pm

    The Federal National Mortgage Association has discontinued its free market auction system for commitments to purchase conventional home mortgages. Therefore, the Commissioner of Financial Institutions hereby announces that the maximum effective rate of interest per annum for home loans as set by the General Assembly in 1987, Public Chapter 291, for the month of February 2023 is 7.95 percent per annum. The rate as set by the said law is an amount equal to four percentage points above the index of market yields of long-term government bonds adjusted to a thirty (30) year maturity by the U. S. Department of the Treasury. For the most recent weekly average statistical data available preceding the date of this announcement, the calculated rate is 3.95 percent.

    news | Financial Institutions | Press Releases | tn | Formula Rates

    Read full story
  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE DECEMBER 28, 2022

    Wednesday, December 28, 2022 | 11:40am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.50 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.50 percent as published by the Federal Reserve on December 27, 2022.

    news | Financial Institutions | Press Releases | tn | Formula Rates

    Read full story
  • COMMISSIONER GONZALES ANNOUNCES WEEKLY FORMULA RATE DECEMBER 20, 2022

    Tuesday, December 20, 2022 | 08:27am

    NASHVILLE--Tennessee Department of Financial Institutions Commissioner Greg Gonzales announced today that the maximum effective formula rate of interest in Tennessee is 11.20 percent per annum. The rate is based on a ceiling of 4 percent over the weekly average prime loan rate of 7.00 percent as published by the Federal Reserve on December 19, 2022.

    news | Financial Institutions | Press Releases | tn | Formula Rates

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