Long-Term Care Rate Changes
This page provides long-term care policy rate information filed by insurers in Tennessee through the System for Electronic Rate and Form Filing (SERFF) and made available to help consumers compare plans, premiums, and coverage options.
Data for 1/1/2021 - 06/03/2026
| Company_Name | NAIC_Company_Code | SERFF_Tracking_# | Type_Of_Coverage | Disposition_Date | Overall_Rate_Impact_% | Maximum_Rate_Impact_% | Minimum_Rate_Impact_% | Policies_Affected |
|---|
Lincoln Benefit Life Company 210.000 % 4.000 % AEGB-134817305 01/08/2025 BNLB-132933207 105.000 % META-133405163 10/11/2021 MILL-134360893 25.700 % LTC03I.004 Partnership 76.600 % 25.000 % CAIC-134448205 GEFA-133051944 MULF-132933629 GEFA-134662615 GEFA-133051943 META-134001788 9.700 % CNAB-133312293 META-134011100 04/30/2026 38.000 % UNUM-134165388 517.100 % 54.800 % AERS-133072478 65.000 % 04/25/2022 AEGB-133949461 GEFA-133414540 131.300 % GLTC-134477147 Auto-Owners Life Insurance Company LTCG-133229529 GLTC-134477143 04/01/2026 9.000 % 04/01/2025 John Hancock Life Insurance Company (U.S.A.) NWLT-133607170 LFCR-133496918 8.300 % 30.780 % 29.200 % 01/13/2022 LFSC-132799203 META-134410064 100.000 % 232.151 % 10/06/2022 04/29/2024 LTCG-132934308 AOIC-132732039 Lincoln National Life Insurance Company 08/16/2022 04/25/2023 20.690 % 5.400 % TRST-132785863 American General Life Insurance Company 32.300 % GLTC-133586386 META-133937738 12.000 % MILL-133901360 12/04/2024 06/14/2024 0.400 % 08/28/2025 52.000 % 4.800 % 27.100 % 28.600 % 10/15/2025 133.280 % 04/21/2025 11/14/2025 27.200 % 41.000 % LFCR-134323889 04/17/2024 ALLB-134347506 07/22/2021 ReliaStar Life Insurance Company 17.000 % 02/12/2024 Continental Casualty Company GLTC-134279057 15.567 % META-134175715 MULF-134539237 META-134610802 AEGB-134888440 CEUL-134881563 18.500 % 35.300 % GEFA-133339828 AERS-133601308 72.061 % United of Omaha Life Insurance Company 170.000 % 01/30/2026 07/21/2022 08/24/2021 ALLB-133825670 16.900 % 143.000 % 15.400 % 20.000 % MULF-133807379 07/21/2025 73.000 % 03/06/2024 03/06/2023 Berkshire Life Insurance Company of America 17.500 % LTCG-134526068 TRST-133779772 108.000 % META-134410390 07/31/2024 07/31/2025 LFSC-134133558 6.300 % MULF-132931219 META-133937663 01/17/2023 41.800 % GEFA-133411249 AEGB-134346354 GLTC-133379062 MULF-134540283 8.800 % 200.000 % UNAM-133109709 Assurity Life Insurance Company 04/26/2023 15.700 % TRIP-133901617 TRIP-133901618 08/27/2024 05/06/2024 Medico Insurance Company 07/28/2021 GEFA-133339852 John Alden Life Insurance Company GEFA-133674583 30.000 % The State Life Insurance Company 05/11/2022 AEGB-133596825 MILL-132583754 11/04/2022 ALLB-133825458 CNAB-134427548 ALLB-133960721 AERS-132825491 12/03/2021 ALLB-132825234 01/10/2023 08/29/2023 20.600 % 03/27/2024 GEFA-134629658 GEFA-133674572 34.870 % 51.400 % 04/16/2025 08/15/2023 09/09/2022 155.400 % 64.500 % 36.000 % 52.620 % 52.200 % RiverSource Life Insurance Company Union Security Insurance Company 8.500 % 23.000 % 24.900 % 43.100 % 35.000 % Genworth Life Insurance Company 08/25/2023 10/12/2022 AERS-132825473 02/02/2022 07/07/2023 Transamerica Life Insurance Company 12/11/2024 31.000 % MEAM-134585734 META-133307415 50.300 % AERS-133601287 GEFA-132886615 05/16/2024 62.600 % AERS-133601288 MULF-133168499 119.000 % 08/17/2021 TRIP-133539601 AMNH-132869220 01/15/2025 PRUD-133944164 6.600 % PRUD-133944162 07/10/2023 United Security Assurance Company of Pennsylvania LFSC-133667966 07/25/2025 23.120 % PRUD-133944159 TRIP-133441017 47.400 % 10/19/2022 AERS-132825687 META-134174101 12.600 % MILL-134350137 Ability Insurance Company 66.150 % PRUD-133944153 GEFA-133309813 33.900 % 02/10/2023 4.500 % 300.000 % 01/05/2022 META-132876991 04/24/2024 11.500 % 13.151 % 72.810 % Nassau Life and Annuity Company AEGB-133420374 American Fidelity Assurance Company 26.000 % UNUM-133613105 03/22/2023 UNUM-133424067 MILL-133330400 BNLB-133856107 07/05/2022 14.600 % 46.970 % 35.100 % Farmers New World Life Insurance Company 21.700 % 7.380 % 27.000 % 101.400 % 12/18/2023 32.000 % 03/12/2025 Mutual of Omaha Insurance Company 10/04/2024 16.700 % 10/04/2022 24.800 % AERS-133599580 GEFA-132886771 06/04/2025 CUNA-134604714 AEGB-133713480 16.600 % 05/10/2022 10/25/2023 GLTC-133377318 AEGB-134812528 20.400 % MUTA-134386783 12/02/2021 6.500 % 01/11/2023 02/22/2024 12/02/2022 MUTA-132676978 GEFA-133674622 MILL-133703566 LTC03G.003 Other 18.000 % 45.000 % Northwestern Long Term Care Insurance Company 270.000 % Massachusetts Mutual Life Insurance Company MUTA-132676722 08/31/2022 LFCR-132870319 12/14/2023 LTC06.000 Long Term Care - Other 76.900 % Continental Casualty Company AOIC-133411298 GEFA-132886564 09/21/2022 4.300 % 13.000 % LifeSecure Insurance Company MILL-133704558 GEFA-133674605 GLTC-134735450 37.700 % MEAM-132928559 40.000 % GEFA-133331851 04/03/2023 9.300 % MNNP-134147259 15.100 % 298.800 % 7.900 % MILL-133138279 LTC03I.003 Other 95.100 % PRUD-133301198 24.000 % PRUD-133301199 GEFA-133637202 META-132974749 UNUM-133340598 Standard Life and Accident Insurance Company 02/05/2024 10/17/2022 GEFA-133683545 LTC03I.002 Non Qualified MILL-132562223 09/01/2021 21.900 % LTC03G.001 Qualified 32.600 % ELCC-133642947 0.000 % 02/14/2025 28.800 % 7.300 % Knights of Columbus 10/21/2022 USPA-133411178 45.100 % 37.000 % 159.000 % Metropolitan Life Insurance Company MILL-133138255 144.000 % 20.500 % 07/19/2023 11/12/2024 Principal Life Insurance Company UNUM-134031176 SILAC Insurance Company MILL-133165263 07/12/2022 05/13/2026 UNUM-132806648 05/13/2025 96.000 % 01/27/2023 MILL-133138361 66.000 % Bankers Life and Casualty Company 16.000 % 12/05/2022 UNUM-134127447 38.400 % 01/26/2023 92.300 % UNUM-132698065 14.400 % META-132786042 31.200 % Continental American Insurance Company AEGB-134419090 12/15/2023 LTC03I.001 Qualified 72.000 % 05/23/2023 39.000 % 05/23/2024 04/27/2023 MEAM-133984761 ALLB-132880495 META-133307592 02/13/2023 WAKE-134336553 23.400 % 76.400 % 01/24/2023 NWST-132912338 AEGB-132867466 7.000 % 30.400 % 02/18/2022 18.080 % 02/18/2026 META-134172513 15.000 % LTC05I.001 Qualified 609.400 % 07/16/2024 TIAA-CREF Life Insurance Company 99.600 % 11.100 % 23.160 % 50.000 % 119.600 % 8.100 % 10.980 % AERS-134882482 16.400 % 12.090 % META-133406535 9.900 % 62.000 % ALST-133307899 MILL-133919778 PRUD-134320187 CMFG Life Insurance Company 11.800 % TRIP-133065631 TRIP-133065632 92.500 % META-133406779 34.600 % 47.700 % 109.400 % 19.200 % CNAB-133310855 10/31/2023 04/07/2025 3.800 % 04/10/2024 63.000 % 54.700 % PRUD-133301222 PRUD-133301223 MUTA-132676910 PRUD-133301224 MedAmerica Insurance Company 28.400 % 29.850 % CNAB-133310986 GLTC-133381187 26.300 % 37.500 % LTC04I.001 Qualified 06/17/2024 93.500 % 26.490 % 80.730 % 8.000 % GLTC-133586649 08/03/2023 47.167 % 1.000 % 134.700 % 03/01/2024 META-133406793 MULF-134637173 The Prudential Insurance Company of America New York Life Insurance Company 36.700 % 02/08/2023 07/26/2021 17.960 % 66.300 % 10/03/2022 MILL-133005171 7.100 % 20.760 % 11.000 % 36.500 % 17.200 % LFCR-133306371 39.700 % 07/06/2021 ManhattanLife Insurance and Annuity Company 11.900 % 12/12/2025 Continental General Insurance Company MILL-132562191 08/21/2024 Provident Life and Accident Insurance Company META-133925272 01/29/2026 36.820 % 04/23/2026 04/23/2025 04/23/2024 32.400 % 47.810 % 70.100 % MULF-132289273 Unum Life Insurance Company of America 38.600 % 6.000 % 43.700 % 54.000 % LTC05G.003 Other AOIC-134552166 35.600 % 24.400 % 03/08/2021 META-134180221 249.700 % 147.900 % American Heritage Life Insurance Company Allianz Life Insurance Company of North America 12/22/2021 75.300 % 06/29/2021 323.000 % 103.000 % PRUD-132892452 PRUD-132892453 5.000 % 10.000 % 11/10/2022 10/13/2022 08/08/2022 60.000 % 55.000 % 264.000 % 03/28/2024 Trustmark Insurance Company CUNA-133840731 10/23/2025 1.800 % MULF-134108887
This Page Last Updated: May 8, 2026 at 2:36 PM