Surplus Lines Declination Requirement
Requirements:
This document contains a list of the coverage codes and the minimum number of declining carriers required to be reported with each new and renewal surplus lines policy in Tennessee.
Commercial Property
| Code # | Description | # of Declinations |
|---|---|---|
1000 |
Commercial Property |
1 |
1001 |
Builders Risk – Commercial |
1 |
1002 |
Business Income |
1 |
1003 |
Apartments – Commercial |
3 |
1004 |
Boiler and Machinery |
1 |
1005 |
Commercial Package |
1 |
1006 |
Condominium Package – Commercial |
3 |
1007 |
Crop Hail |
1 |
1008 |
Difference In Conditions |
1 |
1009 |
Earthquake |
1 |
1010 |
Flood – Commercial |
1 |
1011 |
Glass – Commercial |
1 |
1012 |
Mortgage Impairment |
1 |
1013 |
Windstorm and/or Hail – Commercial |
1 |
1014 |
Mold Coverage – Commercial |
1 |
1015 |
Sinkhole Coverage – Commercial |
1 |
1016 |
Excess Flood – Commercial |
1 |
1017 |
Collateral Protection (Force Placed Coverage) |
1 |
1018 |
Fire |
3 |
Residential Property
| Code # | Description | # of Declinations |
|---|---|---|
2000 |
Homeowners – HO-1 |
3 |
2001 |
Homeowners – HO-2 |
3 |
2002 |
Homeowners – HO-3 |
3 |
2003 |
Homeowners – HO-4 Tenant |
3 |
2004 |
Homeowners – HO-5 |
3 |
2005 |
Homeowners – HO-6 Condo Unit Owners |
3 |
2006 |
Homeowners – HO-8 |
3 |
2007 |
Builders Risk – Residential |
3 |
2008 |
Flood – Personal |
1 |
2009 |
Dwelling Property |
3 |
2010 |
Farmowners Multi-Peril |
3 |
2011 |
Mobile Homeowners |
3 |
2012 |
Windstorm – Residential |
3 |
2013 |
Mold Coverage – Residential |
3 |
2014 |
Sinkhole Coverage – Residential |
3 |
2015 |
Excess Flood – Residential |
3 |
| Code # | Description | # of Declinations |
|---|---|---|
3000 |
Marina Operators Legal Liability – Taxable |
1 |
3001 |
Marine Liabilities Package – Taxable |
1 |
3002 |
Ocean Marine-Hull and/or Protection & Indemnity |
1 |
3003 |
Ocean Cargo Policy |
1 |
3004 |
Ship Repairers Legal Liability |
1 |
3005 |
Stevedores Legal Liability |
1 |
3006 |
Personal & Pleasure Boats & Yachts |
3 |
3007 |
Ocean Marine Builders Risk |
1 |
3008 |
Longshoremen (Jones Act) |
1 |
3010 |
Marina Operators Legal Liability – Non-Taxable |
1 |
3011 |
Marine Liabilities Package – Non-Taxable |
1 |
Inland Marine
| Code # | Description | # of Declinations |
|---|---|---|
4000 |
Inland Marine – Commercial |
1 |
4001 |
Inland Marine – Personal |
3 |
4002 |
Motor Truck Cargo |
1 |
4003 |
Jewelers Block |
1 |
4004 |
Furriers Block |
1 |
4005 |
Contractors Equipment |
1 |
4006 |
Electronic Data Processing |
1 |
Liability
| Code # | Description | # of Declinations |
|---|---|---|
5000 |
Commercial General Liability |
1 |
5001 |
Commercial Umbrella Liability |
1 |
5002 |
Directors & Officers Liability – Profit |
1 |
5003 |
Directors & Officers Liability – Non-Profit |
1 |
5004 |
Educator Legal Liability |
3 |
5005 |
Employment Practices Liability |
1 |
5006 |
Excess Commercial General Liability |
1 |
5007 |
Excess Personal Liability |
3 |
5008 |
Liquor Liability |
1 |
5009 |
Owners & Contractors Protective Liability |
1 |
5010 |
Personal Umbrella |
3 |
5011 |
Personal Liability |
3 |
5012 |
Pollution & Environment Liability |
1 |
5013 |
Product & Completed Operations Liability |
1 |
5014 |
Public Officials Liability |
1 |
5015 |
Police Professional Liability |
1 |
5016 |
Media Liability |
1 |
5017 |
Railroad Protective Liability |
1 |
5018 |
Asbestos Removal & Abatement |
1 |
5019 |
Guard Service Liability |
1 |
5020 |
Special Events Liability |
1 |
5021 |
Miscellaneous Liability |
1 |
5022 |
Cyber Liability |
1 |
Medical Malpractice
| Code # | Description | # of Declinations |
|---|---|---|
6000 |
Hospital Professional Liability |
1 |
6001 |
Miscellaneous Medical Professionals |
1 |
6002 |
Nursing Home Professional Liability |
1 |
6003 |
Physician/Surgeon, Dentist Professional Liability |
1 |
Errors & Omissions
| Code # | Description | # of Declinations |
|---|---|---|
7000 |
Architects & Engineers Liability |
3 |
7001 |
Insurance Agents & Brokers E&O |
3 |
7002 |
Lawyers Professional Liability |
3 |
7003 |
Miscellaneous E&O Liability |
3 |
7004 |
Real Estate Agents E&O |
3 |
7005 |
Software Design Computer E&O |
3 |
Automobile Coverages
| Code # | Description | # of Declinations |
|---|---|---|
8000 |
Commercial Auto Liability |
1 |
8001 |
Commercial Auto Excess Liability |
1 |
8002 |
Commercial Auto Physical Damage |
1 |
8003 |
Dealers Open Lot |
1 |
8004 |
Garage Liability |
1 |
8005 |
Garage Keepers Legal |
1 |
8006 |
Private Passenger Auto-Physical Damage Only |
3 |
8007 |
Personal Excess Auto Liability |
3 |
Aircraft
| Code # | Description | # of Declinations |
|---|---|---|
9000 |
Commercial Aircraft Hull and/or Liability |
1 |
9001 |
Airport Liability |
1 |
9002 |
Aviation Cargo |
1 |
9003 |
Aviation Product Liability |
1 |
9004 |
Hangarkeepers Legal Liability |
1 |
9005 |
Personal & Pleasure Aircraft |
3 |
Crime
| Code # | Description | # of Declinations |
|---|---|---|
1100 |
Bankers Blanket Bond |
1 |
1101 |
Blanket Crime Policy |
1 |
1102 |
Employee Dishonesty |
1 |
1103 |
Identity Theft |
3 |
1104 |
Deposit Forgery |
1 |
1105 |
Miscellaneous Crime |
1 |
Miscellaneous
| Code # | Description | # of Declinations |
|---|---|---|
1200 |
Accident & Health |
3 |
1201 |
Credit Insurance |
3 |
1202 |
Animal Mortality |
3 |
1203 |
Mortgage Guaranty |
1 |
1204 |
Worker’s Compensation – Excess Only |
1 |
1205 |
Product Recall |
1 |
1206 |
Kidnap/Ransom |
1 |
1207 |
Surety |
N/A |
1208 |
Weather Insurance |
1 |
1209 |
Prize Indemnification |
1 |
1210 |
Travel Accident |
3 |
1211 |
Terrorism |
1 |
1212 |
Fidelity |
1 |