Surplus Lines Declination Requirement

Requirements:

This document contains a list of the coverage codes and the minimum number of declining carriers required to be reported with each new and renewal surplus lines policy in Tennessee.

Commercial Property

Code # Description # of Declinations

1000

Commercial Property

1

1001

Builders Risk – Commercial

1

1002

Business Income

1

1003

Apartments – Commercial

3

1004

Boiler and Machinery

1

1005

Commercial Package

1

1006

Condominium Package – Commercial

3

1007

Crop Hail

1

1008

Difference In Conditions

1

1009

Earthquake

1

1010

Flood – Commercial

1

1011

Glass – Commercial

1

1012

Mortgage Impairment

1

1013

Windstorm and/or Hail – Commercial

1

1014

Mold Coverage – Commercial

1

1015

Sinkhole Coverage – Commercial

1

1016

Excess Flood – Commercial

1

1017

Collateral Protection (Force Placed Coverage)

1

1018

Fire

3

Residential Property

Code # Description # of Declinations

2000

Homeowners – HO-1

3

2001

Homeowners – HO-2

3

2002

Homeowners – HO-3

3

2003

Homeowners – HO-4 Tenant

3

2004

Homeowners – HO-5

3

2005

Homeowners – HO-6 Condo Unit Owners

3

2006

Homeowners – HO-8

3

2007

Builders Risk – Residential

3

2008

Flood – Personal

1

2009

Dwelling Property

3

2010

Farmowners Multi-Peril

3

2011

Mobile Homeowners

3

2012

Windstorm – Residential

3

2013

Mold Coverage – Residential

3

2014

Sinkhole Coverage – Residential

3

2015

Excess Flood – Residential

3

Code # Description # of Declinations

3000

Marina Operators Legal Liability – Taxable

1

3001

Marine Liabilities Package – Taxable

1

3002

Ocean Marine-Hull and/or Protection & Indemnity

1

3003

Ocean Cargo Policy

1

3004

Ship Repairers Legal Liability

1

3005

Stevedores Legal Liability

1

3006

Personal & Pleasure Boats & Yachts

3

3007

Ocean Marine Builders Risk

1

3008

Longshoremen (Jones Act)

1

3010

Marina Operators Legal Liability – Non-Taxable

1

3011

Marine Liabilities Package – Non-Taxable

1

Inland Marine

Code # Description # of Declinations

4000

Inland Marine – Commercial

1

4001

Inland Marine – Personal

3

4002

Motor Truck Cargo

1

4003

Jewelers Block

1

4004

Furriers Block

1

4005

Contractors Equipment

1

4006

Electronic Data Processing

1

Liability

Code # Description # of Declinations

5000

Commercial General Liability

1

5001

Commercial Umbrella Liability

1

5002

Directors & Officers Liability – Profit

1

5003

Directors & Officers Liability – Non-Profit

1

5004

Educator Legal Liability

3

5005

Employment Practices Liability

1

5006

Excess Commercial General Liability

1

5007

Excess Personal Liability

3

5008

Liquor Liability

1

5009

Owners & Contractors Protective Liability

1

5010

Personal Umbrella

3

5011

Personal Liability

3

5012

Pollution & Environment Liability

1

5013

Product & Completed Operations Liability

1

5014

Public Officials Liability

1

5015

Police Professional Liability

1

5016

Media Liability

1

5017

Railroad Protective Liability

1

5018

Asbestos Removal & Abatement

1

5019

Guard Service Liability

1

5020

Special Events Liability

1

5021

Miscellaneous Liability

1

5022

Cyber Liability

1

Medical Malpractice

Code # Description # of Declinations

6000

Hospital Professional Liability

1

6001

Miscellaneous Medical Professionals

1

6002

Nursing Home Professional Liability

1

6003

Physician/Surgeon, Dentist Professional Liability

1

Errors & Omissions

Code # Description # of Declinations

7000

Architects & Engineers Liability

3

7001

Insurance Agents & Brokers E&O

3

7002

Lawyers Professional Liability

3

7003

Miscellaneous E&O Liability

3

7004

Real Estate Agents E&O

3

7005

Software Design Computer E&O

3

Automobile Coverages

Code # Description # of Declinations

8000

Commercial Auto Liability

1

8001

Commercial Auto Excess Liability

1

8002

Commercial Auto Physical Damage

1

8003

Dealers Open Lot

1

8004

Garage Liability

1

8005

Garage Keepers Legal

1

8006

Private Passenger Auto-Physical Damage Only

3

8007

Personal Excess Auto Liability

3

Aircraft

Code # Description # of Declinations

9000

Commercial Aircraft Hull and/or Liability

1

9001

Airport Liability

1

9002

Aviation Cargo

1

9003

Aviation Product Liability

1

9004

Hangarkeepers Legal Liability

1

9005

Personal & Pleasure Aircraft

3

Crime

Code # Description # of Declinations

1100

Bankers Blanket Bond

1

1101

Blanket Crime Policy

1

1102

Employee Dishonesty

1

1103

Identity Theft

3

1104

Deposit Forgery

1

1105

Miscellaneous Crime

1

Miscellaneous

Code # Description # of Declinations

1200

Accident & Health

3

1201

Credit Insurance

3

1202

Animal Mortality

3

1203

Mortgage Guaranty

1

1204

Worker’s Compensation – Excess Only

1

1205

Product Recall

1

1206

Kidnap/Ransom

1

1207

Surety

N/A

1208

Weather Insurance

1

1209

Prize Indemnification

1

1210

Travel Accident

3

1211

Terrorism

1

1212

Fidelity

1