NASHVILLE – The Tennessee Department of Commerce & Insurance (“TDCI”) Division of Securities invites you to join learn free financial tips during Money Smart Week, which will be held Saturday, April 15 through Friday, April 21, 2023.
Why is credit education important? Because credit, and credit scores, can oftentimes be confusing. The best way to understand your current credit situation is to see how your credit score compares to the national average. Determining whether your score is above or below that average will provide insight into what actions should be taken to manage your credit in the future.
The North American Securities Administrators Association (NASAA), the SEC’s Office of Investor Education and Advocacy, and the Financial Industry Regulatory Authority (FINRA) are updating this Investor Alert to warn investors of potential risks associated with self-directed Individual Retirement Accounts (self-directed IRAs). Self-directed IRAs allow investment in a broader – and potentially riskier – portfolio of assets than other types of IRAs. Those assets may include real estate, private placement securities, precious metals and other commodities, and crypto assets. Investors should be mindful that investing through self-directed IRAs raises risks, including fraudulent schemes, high fees, and volatile performance.
Dating apps and social media platforms may be good ways to meet new people but be cautious if someone turns a burgeoning online romance into an opportunity to solicit an investment or ask to borrow money. Scammers are increasingly posing as potential romantic partners to lure people into fraudulent investment schemes. This alert discusses some common tactics fraudsters use in investment-related romance scams and points out things you can do to protect yourself from these schemes.
The Tennessee Securities Division is dedicated to ensuring our great nation’s service members and their families have the resources they need to increase and further enhance their financial stability.
While the month of October may conjure images of little boos and ghouls trick-or-treating from door to door, here at the Tennessee Department of Commerce & Insurance’s Securities Division, we’re conjuring several tips and tricks to improve your credit score in celebration of National Get Smart About Credit Day!
National Senior Citizens Day recognizes seniors who have spent their lives contributing to society and have impacted everyone’s lives for the better. So how can we show our appreciation and gratitude for the older generations? By keeping a watchful eye for signs of elder financial exploitation.
Here at the Securities Division, we hope you’ll use this day as a reminder of how important financial planning is for your, and your family’s, future.
April 28 is Teach Children to Save Day! Sponsored by the American Bankers Association Education Foundation, this day serves as a great reminder to parents and caretakers that it’s never too early to help children learn how to manage their money.
Decentralized finance, or DeFi, is a relatively new blockchain-based set of financial services gaining popularity and acceptance. This alert discusses DeFi, the technology behind it, and how you can protect yourself from falling victim to a scam.
Since 2007, America Saves Week has been an annual celebration as well as a call to action for Americans to commit to saving successfully.
Since 2007, America Saves Week has been an annual celebration as well as a call to action for Americans to commit to saving successfully.
Since 2007, America Saves Week has been an annual celebration as well as a call to action for Americans to commit to saving successfully. Through the support of thousands of participating organizations, including our division, this movement is used to encourage individuals to do a financial check-in that allows them to get a clear view of their finances, set savings goals, and create a plan to achieve them.
Since 2007, America Saves Week has been an annual celebration as well as a call to action for Americans to commit to saving successfully. Through the support of thousands of participating organizations, including our division, this movement is used to encourage individuals to do a financial check-in that allows them to get a clear view of their finances, set savings goals, and create a plan to achieve them.