When a loved one passes away, grieving family members face a multi-faceted hardship. On top of their loss, family members suddenly face a long list of potentially expensive tasks including paying for a funeral and burial, medical bills, and day-to-day expenses.
NASHVILLE – The Tennessee Department of Commerce & Insurance (“TDCI”) Division of Securities invites you to join learn free financial tips during Money Smart Week, which will be held Saturday, April 15 through Friday, April 21, 2023.
Why is credit education important? Because credit, and credit scores, can oftentimes be confusing. The best way to understand your current credit situation is to see how your credit score compares to the national average. Determining whether your score is above or below that average will provide insight into what actions should be taken to manage your credit in the future.
The North American Securities Administrators Association (NASAA), the SEC’s Office of Investor Education and Advocacy, and the Financial Industry Regulatory Authority (FINRA) are updating this Investor Alert to warn investors of potential risks associated with self-directed Individual Retirement Accounts (self-directed IRAs). Self-directed IRAs allow investment in a broader – and potentially riskier – portfolio of assets than other types of IRAs. Those assets may include real estate, private placement securities, precious metals and other commodities, and crypto assets. Investors should be mindful that investing through self-directed IRAs raises risks, including fraudulent schemes, high fees, and volatile performance.
When a crisis occurs, calling 9-1-1 for assistance is crucial. That’s why 9-1-1 call centers need to be dependable and prepared for circumstances that might interrupt their data connections. For the Tennessee Emergency Communications Board, that means ensuring the state’s 118 primary public safety answering points (PSAPs) or 9-1-1 call centers have backups in place in the event their primary fiber connections are disrupted for any reason.
Dating apps and social media platforms may be good ways to meet new people but be cautious if someone turns a burgeoning online romance into an opportunity to solicit an investment or ask to borrow money. Scammers are increasingly posing as potential romantic partners to lure people into fraudulent investment schemes. This alert discusses some common tactics fraudsters use in investment-related romance scams and points out things you can do to protect yourself from these schemes.
Tennessee’s world-class dining and entertainment venues are a vital part of our state’s economy and one of the reasons why the Volunteer State is one of the country’s most popular travel destinations.
The Tennessee Securities Division is dedicated to ensuring our great nation’s service members and their families have the resources they need to increase and further enhance their financial stability.
While the month of October may conjure images of little boos and ghouls trick-or-treating from door to door, here at the Tennessee Department of Commerce & Insurance’s Securities Division, we’re conjuring several tips and tricks to improve your credit score in celebration of National Get Smart About Credit Day!
National Senior Citizens Day recognizes seniors who have spent their lives contributing to society and have impacted everyone’s lives for the better. So how can we show our appreciation and gratitude for the older generations? By keeping a watchful eye for signs of elder financial exploitation.
Here at the Securities Division, we hope you’ll use this day as a reminder of how important financial planning is for your, and your family’s, future.
Inflation is something we are all dealing with right now, and higher prices look like they’re here to stay for a while longer. While the cost of things like gasoline and groceries are going up, your income is still the same. What can you do to offset the sting of rising costs for basic goods and services? Consider a few tips that might help.
Ask people about credit cards and you will get a wide array of responses from very postive to quite negative, depending on the person you’re asking.
On National Senior Fraud Awareness Day (May 15), the Securities Division of the Tennessee Department of Commerce & Insurance (“TDCI”) reminds the families, friends, and loved ones of older Tennesseans that they can help protect vulnerable Tennesseans by keeping a watchful eye for signs of elder exploitation and promptly reporting possible abuse to the appropriate authorities.