Annual Enrollment Dates for 2021 Benefits
- Annual Enrollment for State and Higher Education is Oct. 1-16, 2020
- Annual Enrollment for Local Education, Local Government and Retirees is Oct. 1-30, 2020
Each year, Annual Enrollment is your chance to choose benefits or make benefit changes that will be effective the following Jan. 1. Networks and benefits may change and impact you. Even if you don’t make changes during Annual Enrollment, it’s good to review your enrollment selections each year.
Attention retirees: Visit the For Retirement Annual Enrollment page customized just for you.
Important for 2021
- Health premiums are changing for all plan members:
- State and higher education active employees – 2.8% premium increase
- Retirees – state and higher education – 3.6% premium increase
- Local education – active employees and retirees – 2.0% premium increase
- Local government – active employees and retirees – 5.4% premium increase
- Voluntary products premiums:
- No premium increases for vision, disability or life insurance plans.
- Prepaid dental premiums will increase by 3%. DPPO dental premiums will not increase.
- Health options and network options are not changing.
- Health insurance copays, coinsurance and deductibles are staying the same for all plans.
- State and higher education/Important: During the Annual Enrollment period, state employees MUST choose their health savings account (HSA) amounts for 2021. All employees MUST choose flexible spending account (FSA) election amounts if they want to put money in them for 2021.
- 2021 Vendor (Insurance Carrier) Updates:
- Pharmacy vendor will remain CVS Caremark.
- Dental prepaid vendor will remain Cigna.
- Dental DPPO vendor will remain MetLife.
- HSA/FSA vendor will change to Optum Bank beginning Jan. 1, 2021. If you stay enrolled in the CDHP or Local CDHP, you will receive an Optum Bank HSA debit card in December, and your funds will be automatically moved from PayFlex to Optum Bank in mid-January and your HSA will be shut down for approximately 2 weeks while this occurs. If you anticipate a large medical expense in January, you may want to remove those funds from your HSA in December so that you will have them on hand. If you currently are enrolled in the CDHP or Local CDHP and switch to a PPO for 2021, then your HSA will remain with PayFlex and you will be responsible for the monthly account fee, which PayFlex will automatically deduct from your HSA each month.
Your health, dental and vision choices are effective Jan. 1, 2021, until Dec. 31, 2021, subject to eligibility. After Annual Enrollment ends, you won’t be able to change plans or networks for 2021. You may be able to make changes allowed by the plan if you have a qualifying event. A provider or hospital leaving a network is not a qualifying event.
Important! Updates to coordination of benefits rules may impact claims payment and what you owe if you have more than one medical plan in 2021. Go to the Carrier Information page for more details.
- Some osteoporosis medications will be added to the maintenance tier drug list. The maintenance tier allows you to receive a 90-day supply of these drugs from a Retail-90 or mail order pharmacy at a reduced cost. Go to the Pharmacy page for details.
Want to Learn More?
- Find Annual Enrollment newsletters and more on the Enrollment Materials page.
- On the Videos page, learn more about PPOs, CDHP/HSAs, dental, vision, disability, FSAs, Telehealth and preventive care.
- On the homepage, click the blue Question? button to ask our help desk a question.
- Click the green Help button at the bottom of the page to live CHAT with an agent during normal business hours.
- Call Benefits Administration at 800.253.9981, M-F, 8 a.m. to 4:30 p.m. CT.
You can also join an employee benefits webinar.
Learn about your 2021 benefits options, changes and premiums. You’ll be able to ask questions about your 2021 benefits.
State and higher education (all Central time)
Wednesday, Sept. 23: 11 a.m. - noon
Thursday, Oct. 1: 2 -3 p.m.
Monday, Oct. 5: 1-2 p.m.
Friday, Oct. 9: 9 -10 a.m.
Wednesday, Oct. 14: 1-2 p.m.
Local education and local government (all Central time)
Wednesday, Sept. 23: 2:30 – 3:30 p.m.
Thursday, Oct. 1: 3:30 – 4:30 p.m.
Friday, Oct. 9: 1-2 p.m.
Wednesday, Oct. 14: 2:30 – 3:30 p.m.
Wednesday, Oct. 21: 3:30 – 4:30 p.m.
Monday, Oct. 26: 10 -11 a.m.
New! You can also join an employee vendor webinar.
During these webinars, insurance carriers will present their products and you can ask questions about your different options.
Registration required (see below). Webinars will be recorded and posted on the ParTNers for Health YouTube page, under the Employee Webinar playlist so you can view them later.
Webinar at 11 a.m. CT will repeat at 3 p.m. CT each day.
• Thursday, Sept. 10 — Disability plan options (state/higher education only)
• Friday, Sept. 11 — Medical network options (BlueCross BlueShield & Cigna)
• Thursday, Sept. 17 — Davis Vision plan options
• Friday, Sept. 18 — Optum Bank HSA (all plans)/FSA options (state/higher education only)
• Thursday, Sept. 24 — Life Insurance plans (state/higher education only)
• Friday, Sept. 25 — Dental options (Cigna Prepaid & MetLife DPPO)
State/Higher Education: Click here for webinar information and to register.
Local Education/Local Government: Click here for webinar information and to register.
If eligible, during Annual Enrollment you can:
- Choose your health insurance option
- Choose or change your health insurance carrier and network
- If eligible, enroll in or cancel health insurance for yourself or your eligible dependents
- Enroll in, cancel or transfer between dental options (if offered by your agency)
- Enroll in, cancel or transfer between vision options (if offered by your agency)
- Enroll in or cancel voluntary accidental death and dismemberment (AD&D) coverage (state plan only)
- Apply for, cancel, increase or decrease voluntary term life coverage amounts (state plan only)
- Enroll in Short Term and/or Long Term Disability Insurance (state employees only)
- Enroll in Short Term Disability Insurance (higher education employees only)
- Enroll in flexible benefits (state and higher education employees only)
Enroll or Make Changes in Edison
You will use Employee Self Service (ESS) in Edison to add/make changes to benefits. Look for the green “Benefits Annual Enrollment” button.
- You can enroll on your computer or mobile device (use the web browser native to its operating system).
- When using Edison ESS, Internet Explorer 11 is the preferred browser. Clearing your Internet Explorer cache and cookies can help resolve navigation type issues that can happen in Edison. To review this document, click here.
If you haven’t logged into Edison recently, you must click the Acceptable User Policy “I Accept” button to access the Edison system.
- Click here for ESS instructions for state employees.
- Click here for ESS instructions for higher education, local education and local government employees.
- Click here for ESS instructions for retirees.
- New! For password reset help, all employees call Edison at 866.376.0104.
- Videos will help you:
- Retrieve your Edison ID
- Log in to Edison for the first time
- Reset your Edison password
- Select/enroll in benefits in Edison
Enrolling new Dependents?
We need documents to prove their relationship to you. A list of required documents is found on the Enrollment Materials page.
- You can upload your documents in Edison or fax to 615.741.8196.
- The dependent documents deadline is your same Annual Enrollment deadline.
- Employees new to coverage and employees who change or transfer medical, dental or vision plans will receive new ID cards.
- Current members who continue their coverage can use their current/same benefit ID cards.
- New! All CDHP/HSA, Local CDHP/HSA medical FSA and limited purpose FSA (L-FSA) members will receive a new debit card from Optum Bank to use starting Jan. 1, 2021. If you have both an HSA and an L-FSA, you will use the same card for both accounts.
- Optum will mail behavioral health ID cards to all newly enrolled health plan members.
- Members can always request additional cards by contacting their carrier network or vendor(s) or by using a vendor’s mobile app.