Skip to Content

Insurance Market Overview

Health Insurance 101, Center for Health Insurance Studies, Georgetown Health Policy Institute. Available here.

Congressional Research Service Report RL32237, "Health Insurance: A Primer" (January 11, 2011). Available here.

National Association of Insurance Commissioners, "Insure U" Resources for Consumers. Available here.

Congressional Research Service Report R41269, "PPACA Requirements for Offering Health Insurance Inside Versus Outside an Exchange" (June 1, 2010). Available here.

Congressional Research Service Report R40834, "The Market Structure of the Health Insurance Industry" (November 17, 2009). Available here.

Congressional Research Service Report R41069, "Self-Insured Health Insurance Coverage" (May 12, 2010). Available here.

Summaries of Federal Health Reform Law

Congressional Research Service Report R40942, "Private Health Insurance Provisions in PPACA (P.L. 111-148)" (April 15, 2010). Available here.

Kaiser Family Foundation, "Summary of New Health Reform Law " (April 15, 2011). Available here.

Urban Institute, "Everything You Wanted to Know About Health Reform But Were Afraid to Ask" (2010). Available here.

Insurance Exchange Design Considerations

National Academy of Social Insurance (NASI) "Designing an Exchange: A Toolkit for State Policymakers", RWJ Foundation Brief (February 1, 2011). Available here.

Jost, Timothy Stoltzfus. Health Insurance Exchanges and the Affordable Care Act: Eight Difficult Issues. A Commonwealth Fund Report, September 30, 2010. Available here.

Jost, Timothy Stoltzfus. Health Insurance Exchanges and the Affordable Care Act: Key Policy Issues. A Commonwealth Fund Report, July 15, 2010. Available here.

Kingsdale, Jon and John Bertko. Insurance Reform Exchanges Under Health Reform: Six Design Issues for the States. Health Affairs. June 2010; 29(6): 1158-1163. Available here.

Also, Utah and Massachusetts currently operate exchanges, though these two states have very different approaches. Visit their exchanges at http://www.exchange.utah.gov/ and https://www.mahealthconnector.org/.

Individual Mandate and Premium Tax Credits

Congressional Research Service Report R41331, " Individual Mandate and Related Information Requirements under PPACA" (August 22, 2011). Available here.

Congressional Research Service Memo, "The PPACA Penalty Provision and the Internal Revenue Service" (April 30, 2010). Available here.

Congressional Research Service Report R41137, "Health Insurance Premium Credits Under PPACA (P.L. 111-148)" (April 6, 2010). Available here.

Potential Impact on Businesses

Congressional Research Service Report R40775, "Health Care Reform and Small Business" (April 8, 2010). Available here.

Congressional Research Service Report R41159, "Summary of Potential Employer Penalties Under PPACA" (June 2, 2010). Available here.

Congressional Research Service Report R41158, "Summary of Small Business Health Insurance Tax Credit Under PPACA (P.L. 111-148)" (April 20, 2010). Available here.

The Commonwealth of Virginia commissioned Gregg & Bailey, P.C. to create a powerpoint presentation to analyze the small business tax credit program authorized by PPACA. Available here.